Financial Planning

You may be wondering what a financial advisor does and if you need one. Do you have personal goals you'd like to pursue, and values that are important to you? If so, then we think the answer is yes! Every goal and value can influence and can be influenced by your money, that's where we come in.

Consider our team a resource, here to help you make informed decisions in light of what's important to you. We can do the research and paperwork for you, so you don't get bogged down by details or overwhelmed by processes. We're also like a coach along the way; some goals take a long time, and you may get discouraged. We'll be here to remind you why you're doing what you're doing, encouraging you to stick to the plan.

As a team our primary focus is financial planning, along the way we usually end up helping clients choose investment and insurance products, including retirement accounts, college saving accounts, life insurance, and a variety of other products. Curious what it's like to meet? Contact us at the bottom right of this or our contact page for an initial call to discuss.

The Bachelor's

The Bachelor's focuses on the basics. We identify and prioritize goals then organize a plan to achieve goals through education. Think of this as the "welcome to independence and freedom, now we have to figure out what we're going to do with our life" plan.

MEETINGS: Annual (after setup)

Cash Flow Analysis
Debt Management
Risk Tolerance Review and Asset Allocation
Beneficiary Review
Insurance Review (personal lines, disability, life, long term care)
Goal Planning and Guidance

The Master's

The Master's takes planning to another level. You "know what you want to do with your life" and have experience and made progress toward goals. Now we need to take into account complications that come with "real world" experience.

MEETINGS: Semi-Annual

BACHERLOR'S PLUS:

Education Planning
Retirement Planning
Tax Planning
Basic Estate Planning

The Doctorate

The Doctorate is the end all be all of financial planning. We are setting up a plan that, barring major life changes, will be the "capstone." Situations are typically more complex as the "doctor" may have their own business, complicated estate/family/inheritance scenarios that need planning for generations to come.

MEETINGS: Quarterly

MASTER'S PLUS:

Business Planning Strategies and Review
Group Benefit Review and Advice
Advanced Estate Planning

Initial Plan: $1,000*

Ongoing Planning: $100/month

Initial Plan: $2,000*

Ongoing Planning: $200/month

Initial Plan: $2,000-$5,000*

Ongoing Planning: $250+/month*

*There may be a range based on complexity of the situation and services requested. Additionally, if any other compensation applies, discounts will be considered.

Additional fees or compensation may be applicable depending on products or services rendered.

Although tax and estate planning are listed, we are not tax professionals or attorneys. It is strongly recommended that you consult with those advisors as well. (With documented permission, we can communicate directly with other advisors.)